Bad Credit? No Problem!

There are a lot of misconceptions out there that if you have bad credit or no credit that you can’t get an auto loan. What we’re here to tell you is this is not true. Dealerships and lenders have found that with the ups and down of the Canadian economy they need to make auto loans available for good and bad credit customers alike.
  • Canadian’s are getting more and more auto loans thanks to programs setup to measure affordability and risk even with bad and no credit customers.
TMR Financial are the bad credit auto loan experts – getting great vehicles, great terms and great customers together!

Auto Loan with Bad Credit – What’s Different?

The biggest difference between getting an auto loan with bad credit and good credit can be be how you get one. If you have perfect credit you can typically walk into your bank and they will give you a loan which you are free to do what you want with. Unfortunately for those of us that have bad credit and need an auto loan, a normal bank will probably will not give us one.
The good news is there are also lenders that specialize in people with poor credit. These lenders have programs setup to help you get a vehicle loan. When you Apply there will sometimes be restrictions on the auto loans such as how much you can spend or how old the vehicle can be. The lenders typically want to make sure the customer who has had bad credit is getting a loan on a vehicle they can afford and aren’t over paying.

Bad Credit Auto Loans – How Can I get one?

You can definitely try going into your bank to get an auto loan, or even walk into a dealership to see what they can offer. The problem is this can be a time consuming and a very frustrating experience. TMR Financial works with dealerships across Canada who have special departments setup to assist obtaining Auto Loans for people who have Bad or No Credit. There are new programs being introduced every month and many times options on both new and pre-owned vehicles. Let us help take the guess work out of where to go and who to talk to and make it as easy as possible.
Fill out an Online Application and get started finding your next vehicle with financing that works for you!


  • Call us toll free at 1-844-TRADEMY or Contact us Online.
  • For the quickest way to get your next vehicle Apply Online and a vehicle finance specialist from you area can go over all of the details.